Recently, I had an Aunt whose 14 year old Peekapoo was diagnosed with Cancer. Aunt Kathie proceeded to spend over $12,000 to buy Omally a few more years. Despite several painstaking surgeries, Omally died and Aunt Kathy was still stuck with the whopping bill.
All animal lovers know how expensive veterinarian bills can be, so cheap pet insurance can be a good purchase. When shopping around for the best quote, be sure that you are comparing the same level and type of cover. Sometimes cheap insurance turns out to be very expensive as when you need it most, it fails to deliver.
Before purchasing pet insurance of any kind, there are a few policy definitions that you should be aware of to ensure that the money that you spend on the safety of your pet are taken into consideration. There are many different components that each pet insurance policy may have. Here are a few that are very important.
The cheapest pet insurance plans typically cover accidents only (broken bones, lacerations and cuts, foreign object ingestion, poison). This is the most basic level of coverage and usually does not cover illnesses (such as diabetes, cancer, ear and skin infections) or preventative services (such as annual exams, booster shots, vaccines, spay/neuter).
Seems as if everything costs so much now days! We can barely afford to feed our family let alone provide for our animals. Medical bills can be devastating to the average family that does not have pet insurance, and having a cat, dog, bird, or rabbit become ill can mean the end of that pet’s existence.
